WASHINGTON–(BUSINESS WIRE)–GEICO takes the effects of hail damage very seriously and offers five
reminders to help you be prepared for the next hail storm. This could be
almost anytime. There is no confined hail season, but spring activity is
More than 5,400 major hail storms hit the U.S. annually, an average of
15 hail storms a day somewhere in the U.S. Those 15 cause an average of
$2 million in losses on a daily basis or nearly $720 million each year
(*National Oceanic and Atmospheric Administration’s Severe Storm
database). So hail storms have to be taken seriously.
What causes hail?
Hail is caused when a thunderstorm’s wind is severe enough to push
raindrops upward into the atmosphere. The extremely cold air supercools
the water and causes it to freeze into spheres of ice. This can occur
several times, with balls of ice falling and then being lifted by
updrafts, collecting condensation as they go.
Where and when are hail storms more likely?
States that typically have the highest hail risk include Colorado,
Iowa, Kansas, Minnesota, Missouri, Nebraska, Oklahoma, South Dakota,
Texas, and Wyoming. Peak months for high hail activity are
historically March, April, May, and June.
GEICO: 5 tips on how to prepare for hail
- Bring your animals inside.
Trim trees and remove dead branches, especially those close to windows
Pick up debris and loose objects in the yard to minimize flying
Listen to your local weather station; often forecasters can predict
when hail could be a factor.
- Put vehicles in garages or under some kind of shelter.
During the storm
- Simply seek shelter.
Stay away from windows and remain indoors.
- Put as many walls as possible between you and the elements.
Hail impact on claims
During the past five years, claims related to wind and hail damage on a
national basis accounted for almost 40 percent of all insured losses.
That figure is growing each year.
Hail: believe it or not
Not all hail storms cause damage. Pea-sized hail (1/4-inch) or
marble-size hail (1/2-inch) may not cause damage.
Anything as large as a dime or a quarter (3/4-inch to 1-inch) can
cause serious damage.
On May 23, 2011 a strong supercell thunderstorm in the Great Plains
produced a large hailstone near Gotebo, Okla., that measured six
inches in diameter. The hailstone was so large that it significantly caved
in the roof of a vehicle. (*National Weather Service)
Hail accumulated to over 12”
deep on level in El Dorado, Kansas, on June 23, 1951. (*Weather
officially-recognized hailstone fell near Vivian, S.D., in 2010
measuring 8 inches in diameter, 18 ½- inches in circumference, and
weighed 1.9375 pounds. (*Weather Underground)
(Government Employees Insurance Company) is a member of the Berkshire
Hathaway family of companies and is the second-largest private passenger
auto insurance company in the United States. GEICO, which was founded in
1936, provides millions of auto
insurance quotes to U.S. drivers annually. The company is pleased to
serve more than 15 million private passenger customers, insuring more
than 24 million vehicles (auto & cycle).
Using GEICO’s online
service center, policyholders can purchase policies, make policy
changes, report claims and print insurance ID cards. Policyholders can
also connect to GEICO through the GEICO
App, reach a representative over
the phone or visit a GEICO
GEICO also provides insurance quotes on motorcycles,
all-terrain vehicles (ATVs), boats, travel trailers and motorhomes
(RVs). Coverage for life, homes and apartments is written by
non-affiliated insurance companies and is secured through the GEICO
Insurance Agency, Inc. Commercial auto insurance and personal umbrella
protection are also available.
For more information, go to www.geico.com.