Miércoles 22 de Noviembre 2017

Discover Credit Scorecard Named to Kiplinger’s Personal Finance 2016 “The Best List”

RIVERWOODS, Ill.–(BUSINESS WIRE)–Discover Credit Scorecard was named to Kiplinger’s Personal Finance
2016 The
Best List
as one of the best Free Credit Sites. Launched in May,
Credit Scorecard is an online service that gives consumers their FICO®
Credit Score for free, even if they are not Discover customers1.

“With the launch of Credit Scorecard earlier this year, Discover
provided all U.S. consumers with free and easy access to their FICO®
Credit Score,” said Julie Loeger, Discover’s executive vice president
and chief marketing officer. “Discover believes in helping everyone
better understand their credit score and providing them with the
knowledge and resources they need to stay on top of their credit. This
recognition from Kiplinger’s Personal Finance underscores this
commitment and the positive impact that Credit Scorecard can have on
consumers’ financial health.”

People believe the simple act of checking one’s credit score can have a
positive impact on their credit behavior, according to an independent
survey2 commissioned by Discover. The survey found that of
those who had checked their credit score within the last year, 61
percent said checking their score helped them improve their credit
behavior, such as paying bills on time, paying down loans and
maintaining low credit card balances. In addition, 60 percent of those
who had checked their credit score within the last year said they saw
their score improve, including 21 percent who said their score improved
greatly and 39 percent who said their score improved slightly.

Credit Scorecard is the latest in a line of products and services
offered by Discover to help consumers establish credit and better manage
their finances. Earlier this year, Discover launched the Discover it®
Secured Credit Card for those looking to build or rebuild their credit.
In 2013, Discover became the first major credit card issuer to provide
FICO® Scores for free to cardmembers on their monthly
statements and online.

Users can sign up at Discover.com/CreditScorecard
to get their personalized credit profile and FICO® Score
based on data from Experian, a global leader in consumer credit
reporting. With the launch of Credit Scorecard, Discover is the only
credit card issuer to offer FICO® Scores for free to everyone.

In addition to providing consumers with their FICO® Score for
free, Credit Scorecard offers:

  • Information about what is helping and/or hurting the consumer’s FICO®
    Score
  • Summary of data that helps determine the consumer’s FICO®
    Score, including:

    • Number of missed payments
    • Number of accounts
    • Number of recent inquiries
    • Revolving credit usage
    • Length of credit history
  • Resources and education materials to help consumers stay on top of
    their credit

For more information, go to Discover.com/CreditScorecard.

About Kiplinger’s Personal Finance’s The Best List

Kiplinger’s Personal Finance takes product, service and investment
categories that they regularly cover and lets their staff experts winnow
them down to the best (at the time—not for, say, the calendar year).
They start with objective criteria and apply their own expert judgment
when appropriate.

About Discover

Discover Financial Services (NYSE: DFS) is a direct banking and payment
services company with one of the most recognized brands in U.S.
financial services. Since its inception in 1986, the company has become
one of the largest card issuers in the United States. The company issues
the Discover card, America’s cash rewards pioneer, and offers private
student loans, personal loans, home equity loans, checking and savings
accounts and certificates of deposit through its direct banking
business. It operates the Discover Network, with millions of merchant
and cash access locations; PULSE, one of the nation’s leading ATM/debit
networks; and Diners Club International, a global payments network with
acceptance in more than 185 countries and territories. For more
information, visit www.discover.com/company.

1 FICO® Credit Scores provided by Credit Scorecard are based
on data from Experian and may be different from other credit scores. See
Discover.com/CreditScorecard to learn more. FICO is a registered
trademark of the Fair Isaac Corporation in the United States and other
countries.

2 The national survey of 2,000 consumers ages 18 and over was
commissioned by Discover and conducted in March 2016 by Toluna, an
independent survey research firm. The maximum margin of sampling error
was ±5 percentage points with a 95 percent level of confidence. The
results were based on consumers’ self-reported estimated credit scores.

Contacts

Discover Financial Services
Derek Cuculich
224-405-0665
derekcuculich@discover.com
@Discover_News